What the tool does, how to run it, and what to expect from the result.
Work out the regular income a lump sum can pay out over a fixed number of years at a given return, monthly, quarterly or yearly. The math updates instantly and runs on your device, so it is fast, private, and available offline.
A quick way to understand who this helps, what it solves, and where it connects next.
Shoppers, students, freelancers, and anyone who needs a quick, private calculation.
Fast everyday math without a spreadsheet, app install, or sign-up.
Short answers for the questions people usually have before trying a utility like this.
Yes. It is completely free, with no sign-up, no watermark, and no usage limits.
No. Amounts are currency-neutral and use the same unit across all inputs, so it works in any country.
At a 5% return paid out over 25 years, $500,000 supports $2,922.95 a month, with the balance reaching zero at the end. Taking only the interest, $2,083.33 a month, would leave the $500,000 untouched.
No. This is a fixed-period payout. A lifetime annuity from an insurer pays for life, and its rate depends on your age and current annuity pricing.
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Enter your numbers and the result updates live in your browser. Nothing is uploaded and no server is used.
Calculations run locally in your browser. Amounts are shown without a currency symbol so they work anywhere.