What the tool does, how to run it, and what to expect from the result.
Work out a down payment and the total cash needed at closing for a home, with the loan amount, monthly payment and whether PMI is likely. The math updates instantly and runs on your device, so it is fast, private, and available offline.
A quick way to understand who this helps, what it solves, and where it connects next.
Shoppers, students, freelancers, and anyone who needs a quick, private calculation.
Fast everyday math without a spreadsheet, app install, or sign-up.
Short answers for the questions people usually have before trying a utility like this.
Yes. It is completely free, with no sign-up, no watermark, and no usage limits.
No. Amounts are currency-neutral and use the same unit across all inputs, so it works in any country.
Conventional loans allow 3-5% down, FHA 3.5% and VA 0%. Putting 20% down avoids private mortgage insurance on a conventional loan. On a $400,000 home, 20% is $80,000, plus roughly $12,000 of closing costs at 3%.
Typically 2-5% of the purchase price for buyers, covering lender fees, title, appraisal and prepaid taxes and insurance.
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Enter your numbers and the result updates live in your browser. Nothing is uploaded and no server is used.
Calculations run locally in your browser. Amounts are shown without a currency symbol so they work anywhere.