About this nps calculator
Estimate your National Pension System corpus at 60, the lump sum you can withdraw, and the monthly pension from the annuity. The math updates instantly and runs on your device, so it is fast, private, and available offline.
NPS
NPS Calculator
Details
How to use NPS Calculator
What the tool does, how to run it, and what to expect from the result.
At a glance
Who NPS Calculator is for
A quick way to understand who this helps, what it solves, and where it connects next.
Best fit
Shoppers, students, freelancers, and anyone who needs a quick, private calculation.
Ideal for
Fast everyday math without a spreadsheet, app install, or sign-up.
FAQ
Common questions
Short answers for the questions people usually have before trying a utility like this.
Is the NPS Calculator free?
Yes. It is completely free, with no sign-up, no watermark, and no usage limits.
Does it use a specific currency?
No. Amounts are currency-neutral and use the same unit across all inputs, so it works in any country.
How much of the NPS corpus must buy an annuity?
At least 40% of the corpus has to be used to buy an annuity at 60; up to 60% can be taken as a lump sum. The pension depends on the annuity rate the insurer offers.
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